Thomas Drive

Top of the Gulf Condos for Sale in Panama City Beach

Top of the Gulf is a gulf-front condominium at 8817 S Thomas Dr in the Thomas Drive corridor.

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Top of the Gulf Condos Currently for Sale

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10 condos for sale at Top of the Gulf
Active Gulf front Top Of The Gulf Condo. condo at 8817 S Thomas Drive A205, Panama City Beach, FL 32408
$229,000
0 bd1 ba489 sqft2 fl
Top Of The Gulf Condo.
8817 S Thomas Drive A205, Panama City Beach, FL 32408
HOA $525/mo · Rental OK
Active Gulf front Top Of The Gulf Condo. condo at 8817 S Thomas Drive 101, Panama City, FL 32408
$259,000
0 bd1 ba489 sqft1 fl
Top Of The Gulf Condo.
8817 S Thomas Drive 101, Panama City, FL 32408
HOA $525/mo · Furnished · Rental OK
Active Top Of The Gulf Condo. condo at 8817 S Thomas Drive A318, Panama City Beach, FL 32408
$240,000
0 bd1 ba489 sqft3 fl
Top Of The Gulf Condo.
8817 S Thomas Drive A318, Panama City Beach, FL 32408
HOA $525/mo · Furnished · Rental OK
Active Gulf front Top Of The Gulf Condo. condo at 8817 S Thomas Drive A418, Panama City, FL 32408
$237,000
0 bd1 ba489 sqft4 fl
Top Of The Gulf Condo.
8817 S Thomas Drive A418, Panama City, FL 32408
HOA $525/mo · Furnished · Rental OK
Active Gulf front Top Of The Gulf Condo. condo at 8817 S Thomas Drive A516, Panama City, FL 32408
$236,000
0 bd1 ba489 sqft5 fl
Top Of The Gulf Condo.
8817 S Thomas Drive A516, Panama City, FL 32408
HOA $525/mo · Furnished · Rental OK
Active Gulf front Top Of The Gulf Condo. condo at 8817 S Thomas Drive A110, Panama City, FL 32408
$239,000
0 bd1 ba489 sqft1 fl
Top Of The Gulf Condo.
8817 S Thomas Drive A110, Panama City, FL 32408
HOA $525/mo · Furnished · Rental OK
Active Gulf front Top Of The Gulf Condo. condo at 8817 S Thomas Drive A804, Panama City Beach, FL 32408
$255,000
0 bd1 ba489 sqft8 fl
Top Of The Gulf Condo.
8817 S Thomas Drive A804, Panama City Beach, FL 32408
HOA $525/mo · Furnished · Rental OK
Active Gulf front Top Of The Gulf Condo. condo at 8817 S Thomas Drive A204, Panama City Beach, FL 32408
$215,000
0 bd1 ba489 sqft1 fl
Top Of The Gulf Condo.
8817 S Thomas Drive A204, Panama City Beach, FL 32408
HOA $525/mo · Furnished · Rental OK
Active Gulf front Top Of The Gulf Condo. condo at 8817 Thomas Drive A208, Panama City Beach, FL 32408
$209,900
0 bd1 ba489 sqft2 fl
Top Of The Gulf Condo.
8817 Thomas Drive A208, Panama City Beach, FL 32408
HOA $525/mo · Furnished · Rental OK
Active Gulf front Top Of The Gulf Condo. condo at 8817 Thomas Drive A210, Panama City Beach, FL 32408
$199,999
0 bd1 ba489 sqft2 fl
Top Of The Gulf Condo.
8817 Thomas Drive A210, Panama City Beach, FL 32408
HOA $525/mo · Furnished · Rental OK
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Listing data provided by: Central Panhandle Association of Realtors (CPAR) Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Brokerage: Century 21 AllPoints Realty, licensed real estate broker.

10 condos are currently for sale at Top of the Gulf, priced from $199,999 to $259,000. HOA dues run $525/month. Units available on floors 1–8.

Building Overview

About Top of the Gulf

Top of the Gulf sits in the Thomas Drive corridor of Panama City Beach, at 8817 S Thomas Dr, in the 32408 area. It’s a gulf-front building, so most residences face the Gulf of Mexico with direct beach access. Browse the live listings above for current availability, pricing, and HOA dues — or reach out for a private showing.

Address 8817 S Thomas Dr
Area Thomas Drive
Type Gulf-front
Year Built 1976
Stories 8

Nearby

  • Grand Lagoon
  • Capt. Anderson’s Marina
  • St. Andrews State Park
  • Signal Hill Golf Course
Buying at Top of the Gulf

What to Know About Buying at Top of the Gulf

Every Panama City Beach condo purchase comes down to the same handful of questions: what the HOA dues actually cover, whether the building’s insurance and reserve funding (its SIRS) are in good shape, and what the short-term-rental rules allow if that matters to you. At Top of the Gulf — like anywhere on the beach — those answers vary, so it’s worth getting the specifics before you write an offer.

Common Questions

Top of the Gulf FAQ

Is Top of the Gulf gulf-front?
Yes — most residences at Top of the Gulf face the Gulf of Mexico with direct beach access.
Where is Top of the Gulf located?
Top of the Gulf is at 8817 S Thomas Dr, Panama City Beach, FL 32408 — in the Thomas Drive corridor.
What's for sale at Top of the Gulf right now?
10 condos are currently for sale at Top of the Gulf, priced from $199,999 to $259,000. HOA dues run $525/month. Units available on floors 1–8.
Are short-term rentals allowed at Top of the Gulf?
Yes — every active listing at Top of the Gulf currently indicates short-term rental is allowed.
What are HOA fees at Top of the Gulf and what do they cover?
HOA dues across Top of the Gulf's active listings currently run $525/month. Dues currently include: CableTv, FitnessFacility, MaintenanceGrounds, MaintenanceStructure, PestControl, Pools, Sewer, Trash, Water.
When was Top of the Gulf built?
Top of the Gulf was built in 1976.
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Doug Hooper, REALTOR® · Century 21 AllPoints Realty · FL Lic. #SL3568532