active Listed As-Is

12011 Front Beach Road 405B, Panama City Beach, FL 32407

$430,000

Reduced $19,900 from the original list price of $449,900

2Beds
2Baths
1,076Sq Ft
4Floor
2005Year Built
$977/moHOA
On site 310 days
See the full building guide Sterling Reef →

Details

Gulf front · Fully furnished · Short-term rental allowed

HOA Dues Include

  • AssociationManagement
  • Clubhouse
  • FitnessFacility
  • Insurance
  • MaintenanceGrounds
  • MaintenanceStructure
  • PestControl
  • Pools
  • Sewer
  • Security
  • Trash
  • Water

Nearby Schools

ElementaryHutchison Beach
MiddleSurfside
HighArnold

Property Details

Gulf, sand shoreline and water view · concrete, stucco construction · Currently tenant-occupied

About This Home

*Shown by Appointment* *$20k Price Reduction!!* WOW! Sterling Reef is one of the most sought-after Gulf front communities on the beach! Low density means no waiting for an elevator and always a seat on the pool deck! This 2 bed/2 bath unit is being sold fully furnished and includes washer and dryer! New tile throughout! The main bedroom has its own private bath and glass slider providing over-sized patio access and an amazing view of the water from bed! Sterling Reef amenities include a fitness center with water view and two Gulf front pools for you to enjoy! There is also a grill area with outdoor seating. Plenty of ground floor Garage parking! Sterling Reef is located next to the County Pier, which makes it perfect for fishing, and across from Shipwreck Water Park! Walk to dining and entertainment! *All measurements/info to be confirmed by buyer/representative.

Interior, Amenities & More

Interior Features: Balcony, Handicap Access, Main Level Primary, Tub Shower, Walk In Closets

Appliances: Electric Cooktop, Electric Oven, Electric Water Heater

Association Amenities: Beach Rights, Barbecue, Picnic Area

Pool: Fenced, In Ground, Community

Security: Building Security, Firewalls, Fire Sprinkler System, Smoke Detectors, Security Service

Heating: Central, Electric

Cooling: Central Air, Ceiling Fans

Architectural Style: High Rise

Square Footage Source: Appraiser

Similar Properties Recently Sold

$425,000
2 bd · 2 ba · 1,076 sqft
Sold Sep 16, 2026
Sterling Reef
$375,000
2 bd · 2 ba · 1,076 sqft
Sold Sep 2, 2026
Sterling Reef
$407,550
2 bd · 2 ba · 1,076 sqft
Sold Jun 10, 2026
Sterling Reef
$428,000
2 bd · 2 ba · 1,076 sqft
Sold Apr 10, 2026
Sterling Reef
$390,000
2 bd · 2 ba · 1,076 sqft
Sold Mar 9, 2026
Sterling Reef
$445,000
2 bd · 2 ba · 1,076 sqft
Sold Jan 5, 2026
Sterling Reef

Ask About This Listing

Required

Call (850) 866-1149

Listed by Ryan T Powell, Keller Williams Success Realty · Ryantpowell@kw.com

Equal Housing Opportunity
Equal Housing
Opportunity
Listing data provided by: Central Panhandle Association of Realtors (CPAR) Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Brokerage: Century 21 AllPoints Realty, licensed real estate broker.